Suze Orman Makes Me Sick--So Does Getting Insurance

Suze makes me want to retch.  She is overbearing, condescending and her voice...well, just listen sometime.  She also beats things into the ground.  But she does cover, in excruciating detail, things I don't want to talk about like credit ratings, minimum payments, and house insurance.  So if you have questions about house insurance go to http://finance.yahoo.com/columnist/article/moneymatters/11166

It's actually not a bad article it's just that I don't care about insurance.  Maybe I should but I've got other things to do.  Here's how I handle insurance.  Thirty or so years ago I had a neighbor who was a VP with an insurance broker.  I was usually able to avoid discussions about insurance since Hank could care less.  It was a job where he made a lot of money and let him do other things like shoot raccoons.  Hank was obsessed with raccoons that got into his garbage and bought a high power pellet gun imported from Germany.  Every once in a while you would hear the ping of a pellet hitting the garbage can and then a loud yelp from the raccoon.  Chalk up another one to Hank.  As long as he didn't use the gun on my kids I was okay with it as raccoons are pretty nasty especially the overfed lazy ones that live on the north shore of Chicago.

But one day I did have an insurance question.  What was the best company for insurance?  Asked Hank.  Amica.  House insurance?  Amica.  Car insurance?  Amica.  Called an 800 number, set it up and never changed.  I have never met anyone from Amica, I have only talked to them over the phone.  May be some guy in a closet running a scam for all I know. 

But Hank's word was good enough for me because he was a smart guy and always on the look out for getting screwed. Figured he had done his homework so hey, why reinvent the wheel?

So if you're interested, read the Suze Orman article or look at the category on insurance on the blog.  Or find somebody like Hank.

The one thing you can do, assuming you can afford it, is reduce your insurance cost by going for high deductibles.  I have high deductible health care insurance, high deductible car insurance, and high deductible house insurance. 

Insure yourself against the catastrophic loss, not the broken window.  Plus I'm just cynical enough to think the insurance company will somehow get out of paying so I keep my contacts with the industry as minimal as possible.

Check out Suze and then call Amica.  Not an endorsement just hey, why reinvent the wheel?

Suze makes me want to retch.  She is overbearing, condescending and her voice...well, just listen sometime.  She also beats things into the ground.  But she does cover, in excruciating detail, things I don't want to talk about like credit ratings, minimum payments, and house insurance.  So if you have questions about house insurance go to http://finance.yahoo.com/columnist/article/moneymatters/11166

It's actually not a bad article it's just that I don't care about insurance.  Maybe I should but I've got other things to do.  Here's how I handle insurance.  Thirty or so years ago I had a neighbor who was a VP with an insurance broker.  I was usually able to avoid discussions about insurance since Hank could care less.  It was a job where he made a lot of money and let him do other things like shoot raccoons.  Hank was obsessed with raccoons that got into his garbage and bought a high power pellet gun imported from Germany.  Every once in a while you would hear the ping of a pellet hitting the garbage can and then a loud yelp from the raccoon.  Chalk up another one to Hank.  As long as he didn't use the gun on my kids I was okay with it as raccoons are pretty nasty especially the overfed lazy ones that live on the north shore of Chicago.

But one day I did have an insurance question.  What was the best company for insurance?  Asked Hank.  Amica.  House insurance?  Amica.  Car insurance?  Amica.  Called an 800 number, set it up and never changed.  I have never met anyone from Amica, I have only talked to them over the phone.  May be some guy in a closet running a scam for all I know. 

But Hank's word was good enough for me because he was a smart guy and always on the look out for getting screwed. Figured he had done his homework so hey, why reinvent the wheel?

So if you're interested, read the Suze Orman article or look at the category on insurance on the blog.  Or find somebody like Hank.

The one thing you can do, assuming you can afford it, is reduce your insurance cost by going for high deductibles.  I have high deductible health care insurance, high deductible car insurance, and high deductible house insurance. 

Insure yourself against the catastrophic loss, not the broken window.  Plus I'm just cynical enough to think the insurance company will somehow get out of paying so I keep my contacts with the industry as minimal as possible.

Check out Suze and then call Amica.  Not an endorsement just hey, why reinvent the wheel?

Comments

[Burberry Handbags]

Failure by that committee would trigger automatic cuts in programs beloved by Democrats and Republicans, respectively, unless Congress later this year passed a Constitutional amendment requiring balanced budgets.

[hydrocodone no prescription needed]

That is so very impressive!! Candid as it could be without losing on impact.

[Jerry]

Thanks for the insurance link. I happen to like Suze but she is a bit over-bearing sometimes. But, if her methods leads people to make serious change then it may be worth it.
Jerry